Hokuro is a tough guy with the ability to reverse all damage, making him imortal. His armorment, Shinra, becomes 90000000000000000 times stronger, giving him super strength, super speed, and high defense. Also, Hokuro's Concept Creation power allows him to form weapons and tools by knowing their mechanics, and he can use it with fire, water, light, wind, and death. His Energy Manipulation power allows him to create energy barriers and blasts using Concept abilities. On the other hand, Tutorial Terry, even though is a penguin, has good guard stats and speed, but he lacks magic power and magic guard stats. Also, his skill doesn't affect the unbeatable power of Hokuro. Therefore, Hokuro wins this battle hands down due to his unbeatable power, armorment, and skills.